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As a property buyers agent we act on your behalf to help define what you’re looking for, within your budget, then visit and inspect properties and negotiate the purchase price and conditions to help you secure a home to live in or as an investment property.
Our focus is North of Sydney from the Central Coast, Lake Macquarie and Newcastle to Cessnock, Hunter Region and Port Stephens.
We provide training and support along the way to help you understand what’s going on with property investing whether as a home owner or property investor.
I’ve been a Sydney sider all of my life, until 2015 when I moved up to the Morisset Peninsula where a lot of Northern Beaches residents seem to have moved to. Until I moved up this way Newcastle was just some little town like Wollongong – in other words I had no idea what it was like because it wasn’t Sydney!
What I’ve seen since being up here has been overwhelming and here are some stats for you..
Continue reading “Is it a Good Idea to Invest in Property In Newcastle”
While buying an apartment in an established block or complex takes a lot of the guess work out of what living in a particular apartment will be like, as opposed to buying off the plan [What to Look For When You Buy a House and Land Package or Off the Plan], it still raises other questions that you’ll need to answer before buying.
Strata developments have strata managers, strata fees and sinking funds and you need to be aware of the condition of the entire building.
Continue reading “What You Need to Know About Buying an Apartment”
As we discussed in a previous post [What You Should Know About Buying a Knockdown Rebuild], sometimes finding the best home in the best area is not always feasible, whether it’s due to your budget or just a lack of suitable homes that are on the market.
In this case, you may look for an older home that you can renovate to better suit your needs later. If you decide to go down that route, however, there are things to keep in mind.
Continue reading “Three Things to Consider Before Renovating Your Home or Investment Property”
Buying a brand new home often means signing up to a house and land package, or if you’re buying into a townhouse or apartment complex, buying off the plan.
In both instances, however, it’s not quite as simple as it sounds, as no two house and land packages or off the plan purchases are ever the same.
Continue reading “What to Look For When You Buy a House and Land Package or Off the Plan”
Once you’ve defined your search criteria and discovered great opportunities and then refined your list the next stage is purchase negotiation. Vendor’s sales agents are often skilled in the art of urgency and compression which means they’re total focus is on highest price and quickest sale, but not always in that order.
It’s good to have someone who can change the pace and begin negotiations based on your circumstances.
I moved to the Morisset peninsula so my family could have more time having fun in the backyard and pool. We live close to the lake, there are plenty of good schools, several shopping centres and property prices are increasing quickly.
Continue reading “Is Newcastle a cooler place to live than Sydney”
A property sales process tends to move quickly particularly when you are buying from an experienced real estate sales agent. It can also happen if you have all your finances and property checks in order and are able to move quickly yourself to secure a property.
The key consideration at this stage is that you find the best property that suits your needs and budget and that matches your criteria set in your goals!
Continue reading “Property Evaluation fine tunes the property buying funnel”
If you’ve ever looked for property on the internet, then you know that very often things are not always what they seem. Bedrooms that appeared light and spacious online often turn out to be dark and cramped; lush gardens overgrown; that short distance to the local shops: a ten minute drive on a street signposted at 100km/hr.
Inspecting a property, especially if you intend to live in it, is an important part of the property buying process. Continue reading “Property Inspections, vetted by a buyers agent”
Stamp duty is a “State based” tax levied on certain transactions, including the purchase of real estate. The rate you’ll pay varies in each state and territory.
As stamp duty is a tax, you cannot borrow money to cover it, though it can accommodated for by reducing the amount of your cash deposit and increasing your home loan to cover the difference. This may mean taking out lender’s mortgage insurance (LMI) [What is Lender’s Mortgage Insurance?] to compensate for your reduced deposit.
Continue reading “Stamp Duty Lowers Capacity, BUT NSW Gov Concessions for First Home Buyers”
In last year’s 2017 budget, the federal government introduced a new measure to help first-home buyers gain a foothold in the property market: The “First Home Super Saver” (FHSS) scheme, which lets individuals use up to $30,000 of voluntary superannuation contributions as a deposit.
It’s a little complicated but if it helps you get into the property market you might find it worth it. Here’s the important information.
Continue reading “First Home Owners Can Now Use Super for a Deposit on a Home Loan!”
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